Palmwick Lending is a small-business funding service in Kokomo, Indiana that routes requests to lending partners. These disclosures explain who makes credit decisions, what the site never promises, how merchant cash advances differ from loans, where local figures come from, and which topics are reserved for counsel review.
Who Lends to a Palmwick Client and Who Decides
Palmwick Lending connects you with lending partners; partners make credit decisions and set rates and terms.
Palmwick Lending does not lend money, underwrite requests or make credit decisions. Lending partners review each request independently. Sending a request does not mean an offer will follow.
No Promises on Approval, Amount, Rate or Timing
Nothing on this site promises approval, a funding amount, a rate, a term or a timeline. Example figures on this site are labeled as illustrations and are not offers or typical terms.
Merchant Cash Advances
Under its contract, a merchant cash advance is a sale of future receivables to a funder, so it is not a loan. Its cost is set by a factor rate, and it is remitted from sales or deposits rather than repaid on a loan schedule.
Where Local Figures Come From
County and ZIP figures on this site come from the U.S. Census Bureau: County Business Patterns and ZIP Code Business Patterns (2023), Nonemployer Statistics (2024), the American Community Survey 5-year estimates (2020-2024) and the Building Permits Survey (2023-2025). Each figure names its year and geography. A ZIP code area is not the same as a city's limits.
Questions
Call (765) 224-5248 with any question about these disclosures, or read how a request works.
By Palmwick Lending · Updated